Previously Known As : Boi Axa Corporate Credit Spectrum Fund
Bank Of India Credit Risk Fund Overview
Category Credit Risk Fund
BMSMONEY Rank 6
Rating
Growth Option 21-02-2025
NAV ₹11.89(R) +0.03% ₹12.16(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.13% 37.32% 9.58% -1.45% -%
Direct 6.5% 37.73% 9.9% -1.18% -%
Benchmark
SIP (XIRR) Regular 5.07% 10.27% 23.79% 13.22% -%
Direct 5.45% 10.63% 24.17% 13.52% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.4 14.24 3.62 27.31% 0.24
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
70.75% 0.0% -0.29% 1.18 11.66%
Top Credit Risk Fund
Fund Name Rank Rating
Aditya Birla Sun Life Credit Risk Fund 1
Icici Prudential Credit Risk Fund 2
Dsp Credit Risk Fund 3

NAV Date: 21-02-2025

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA Credit Risk Fund - Regular Plan 11.89
0.0000
0.0300%
BANK OF INDIA Credit Risk Fund - Direct Plan 12.16
0.0000
0.0300%

Review Date: 21-02-2025


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.48
0.90
0.48 | 4.19 14 | 14 Poor
3M Return % 1.17
2.04
1.17 | 5.56 14 | 14 Poor
6M Return % 2.52
4.03
2.26 | 10.53 13 | 14 Poor
1Y Return % 6.13
8.17
6.13 | 15.87 14 | 14 Poor
3Y Return % 37.32
9.43
4.93 | 37.32 1 | 13 Very Good
5Y Return % 9.58
6.89
5.07 | 9.58 1 | 13 Very Good
7Y Return % -1.45
5.37
-1.45 | 7.74 13 | 13 Poor
1Y SIP Return % 5.07
8.26
5.07 | 19.51 14 | 14 Poor
3Y SIP Return % 10.27
8.23
6.46 | 12.15 3 | 13 Very Good
5Y SIP Return % 23.79
8.81
5.65 | 23.79 1 | 13 Very Good
7Y SIP Return % 13.22
6.97
4.23 | 13.22 1 | 13 Very Good
Standard Deviation 70.75
7.58
0.94 | 70.75 12 | 12 Poor
Semi Deviation 11.66
1.90
0.72 | 11.66 12 | 12 Poor
Max Drawdown % -0.29
-0.75
-2.85 | -0.26 3 | 12 Very Good
VaR 1 Y % 0.00
-0.24
-1.48 | 0.00 7 | 12 Average
Average Drawdown % -0.29
-0.54
-1.08 | -0.26 3 | 12 Very Good
Sharpe Ratio 0.40
-0.07
-1.14 | 0.80 3 | 12 Very Good
Sterling Ratio 3.62
0.91
0.39 | 3.62 1 | 12 Very Good
Sortino Ratio 14.24
1.30
-0.34 | 14.24 1 | 12 Very Good
Jensen Alpha % 27.31
4.47
-2.61 | 27.31 1 | 12 Very Good
Treynor Ratio 0.24
0.03
-0.03 | 0.24 1 | 12 Very Good
Modigliani Square Measure % 1.27
6.37
1.27 | 9.39 12 | 12 Poor
Alpha % 28.76
1.16
-3.44 | 28.76 1 | 12 Very Good
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 0.52 0.96 0.52 | 4.26 14 | 14
3M Return % 1.26 2.24 1.26 | 5.79 14 | 14
6M Return % 2.71 4.44 2.71 | 11.01 14 | 14
1Y Return % 6.50 9.02 6.50 | 16.89 14 | 14
3Y Return % 37.73 10.27 5.94 | 37.73 1 | 13
5Y Return % 9.90 7.72 6.10 | 9.90 1 | 13
7Y Return % -1.18 6.20 -1.18 | 8.70 13 | 13
1Y SIP Return % 5.45 9.11 5.45 | 20.55 14 | 14
3Y SIP Return % 10.63 9.06 7.50 | 13.12 3 | 13
5Y SIP Return % 24.17 9.64 6.67 | 24.17 1 | 13
7Y SIP Return % 13.52 7.78 4.98 | 13.52 1 | 13
Standard Deviation 70.75 7.58 0.94 | 70.75 12 | 12
Semi Deviation 11.66 1.90 0.72 | 11.66 12 | 12
Max Drawdown % -0.29 -0.75 -2.85 | -0.26 3 | 12
VaR 1 Y % 0.00 -0.24 -1.48 | 0.00 7 | 12
Average Drawdown % -0.29 -0.54 -1.08 | -0.26 3 | 12
Sharpe Ratio 0.40 -0.07 -1.14 | 0.80 3 | 12
Sterling Ratio 3.62 0.91 0.39 | 3.62 1 | 12
Sortino Ratio 14.24 1.30 -0.34 | 14.24 1 | 12
Jensen Alpha % 27.31 4.47 -2.61 | 27.31 1 | 12
Treynor Ratio 0.24 0.03 -0.03 | 0.24 1 | 12
Modigliani Square Measure % 1.27 6.37 1.27 | 9.39 12 | 12
Alpha % 28.76 1.16 -3.44 | 28.76 1 | 12
Return data last Updated On : Feb. 21, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Jan. 31, 2025
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.03 ₹ 10,003.00 0.03 ₹ 10,003.00
1W 0.10 ₹ 10,010.00 0.11 ₹ 10,011.00
1M 0.48 ₹ 10,048.00 0.52 ₹ 10,052.00
3M 1.17 ₹ 10,117.00 1.26 ₹ 10,126.00
6M 2.52 ₹ 10,252.00 2.71 ₹ 10,271.00
1Y 6.13 ₹ 10,613.00 6.50 ₹ 10,650.00
3Y 37.32 ₹ 25,897.00 37.73 ₹ 26,129.00
5Y 9.58 ₹ 15,800.00 9.90 ₹ 16,032.00
7Y -1.45 ₹ 9,029.00 -1.18 ₹ 9,203.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 5.07 ₹ 12,328.63 5.45 ₹ 12,352.82
3Y ₹ 36000 10.27 ₹ 42,024.17 10.63 ₹ 42,246.00
5Y ₹ 60000 23.79 ₹ 108,277.86 24.17 ₹ 109,284.78
7Y ₹ 84000 13.22 ₹ 134,647.38 13.52 ₹ 136,101.17
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Bank Of India Credit Risk Fund NAV Regular Growth Bank Of India Credit Risk Fund NAV Direct Growth
21-02-2025 11.8865 12.1604
20-02-2025 11.8827 12.1563
18-02-2025 11.8794 12.1526
17-02-2025 11.8782 12.1513
14-02-2025 11.8744 12.1471
13-02-2025 11.8723 12.1447
12-02-2025 11.8705 12.1428
11-02-2025 11.8694 12.1415
10-02-2025 11.8666 12.1385
07-02-2025 11.8649 12.1363
06-02-2025 11.8639 12.1352
05-02-2025 11.86 12.1311
04-02-2025 11.8567 12.1276
03-02-2025 11.8538 12.1245
31-01-2025 11.8476 12.1177
30-01-2025 11.8455 12.1154
29-01-2025 11.8445 12.1143
28-01-2025 11.8423 12.1119
27-01-2025 11.8402 12.1096
24-01-2025 11.8352 12.1041
23-01-2025 11.8331 12.1018
22-01-2025 11.8316 12.1002
21-01-2025 11.8296 12.098

Fund Launch Date: 06/Feb/2015
Fund Category: Credit Risk Fund
Investment Objective: The Scheme ™s investment objective is to generate capital appreciation over the long term byinvesting predominantly in corporate debt across the credit spectrum within the universe ofinvestment grade rating. To achieve this objective, the Scheme will seek to make investmentsin rated, unrated instruments and structured obligations of public and private companies.However, there is no assurance or guarantee that the investment objective of the scheme willbe achieved.
Fund Description: An open ended debt scheme predominantly investing in AA and below rated corporatebonds (excluding AA+ rated corporate bonds)
Fund Benchmark: CRISIL Short Term Bond Fund Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.